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Please note: borrowing more than you can afford to repay can lead to severe financial difficulties. Terms and conditions apply. ExpressCredit offers loan products from P1,000 to P400,000 with repayment terms from 3 to 120 months, depending on product type and customer eligibility. Total monthly cost rate starts from 7.5%, depending on product, loan amount and term. The maximum Annual Percentage Rate (APR) is up to 164%, including interest, fees and other costs for a year calculated consistently with local law. Representative examples: Open Market Loan - P25,000 over 24 months at 7.5% interest with a one-time service fee of 18%, monthly repayment P2,550, total loan cost P36,200. Government Loan - P25,000 over 24 months at 3.5% interest with a one-time service fee of 21% and a one-time administration fee of 5%, monthly repayment P2,161, total loan cost P26,864.

ExpressCredit Botswana is a Registered non-bank Micro Financial Institution licensed and regulated by NBFIRA, license number NBFIRA 8/3/304/LA. ExpressCredit.co.bw is a tradename for the registered business entity, ExpressCredit Proprietary Limited, registration number BW00000115487.

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