Loan application

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Summary

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Loan details

First loan First loan Repeated Repeated

Open market loan

How much do you need?

months

How long do you want it for?

When is your next salary payment?

Next salary pay date

How often do you receive your salary?

Borrowing

Term (installments)

Next payment date on

Payment schedule Standard credit information

Before you apply

You must be employed.

Unemployed and self-employed people cannot apply.

Students can apply only if they are also employed.

Please choose your citizenship status:

I’m a citizen

I’m not citizen

Please select one answer

Name

Surname

Phone number

Phone number is not valid.

The phone number provided in this application will be used for OTP verification and KYC purposes. Please make sure it is active and belongs to you.

Email address

Email address is not valid.

ID number

Passport ID number

Date of birth

YYYY

Net income per month

Employment Type

Marital status

Reason for a loan application?

Where did you hear about us?

Are you or any of your immediate family members or close associates politically connected or have a status of a Prominent Influential Person (PIP)?

"Prominent influential person" means in relation to:

i. A foreign prominent influential person, a person who is or has been entrusted with prominent public function by a foreign country.

ii. A domestic prominent influential person, a person who is or has been entrusted with domestically prominent public functions and includes (a) a President; (b) a Vice-President; (c) a Cabinet Minister; (d) a Speaker of the National Assembly; (e) a Deputy Speaker of the National Assembly; (f) a member of the National Assembly; (g) a senior government official; (h) a judicial officer; (i) a Kgosi as defined under the Bogosi Act; (j) a senior executive of a private entity where the private entity is of such turnover as may be prescribed; (k) a senior executive of a public body; (l) a senior executive of a political party; (m) senior executives of international organisations operating in Botswana; or (o) such person as may be prescribed;

iii. International Organisation, a person who is or has been entrusted with a prominent function by an international organisation.

Yes

PIP Relation

Position

Country

Full name

Consent & data processing

By submitting the application, you confirm that you are informed about the terms of the loan agreement and have been informed that your personal data will be processed in accordance with the Privacy Policy of ExpressCredit. Read more »

I acknowledge that EC will collect, store, use and otherwise process my personal data, including credit-related information obtained from public sources, for the purposes of assessing my creditworthiness and credit risk, verifying the information I have provided, identifying me, considering and concluding a loan agreement (if applicable), conducting fraud and compliance checks, carrying out marketing and sales activities where permitted, and for other purposes described Privacy Policy of ExpressCredit. I understand that my personal data may be shared with third parties and transferred outside my country where necessary for these purposes, subject to appropriate safeguards.

I confirm that I have been informed about ExpressCredit's Privacy Policy and my rights as a data subject, including the categories of personal data processed, the legal bases for processing, and the purposes for which my data may be used or disclosed.

I authorize and consent to checking of my credit record by ExpressCredit and sharing of relevant information with licensed credit bureaus for loan evaluation purposes. I authorize and consent to ExpressCredit verifying my bank statements and financial records directly with relevant banks. Read more »

I authorize and consent to ExpressCredit to obtain my credit information from, and to submit my credit information (including both positive and negative data) to, licensed credit bureaus in accordance with the Credit Information Act of Botswana and any applicable future legislation, for the purposes of assessing my loan application and, if approved, administering the loan. I explicitly consent ExpressCredit contacting any bank, financial institution, or other entity holding or administering any account in my name to directly verify the authenticity and details of any bank statements or financial records provided.

I consent to receive marketing and promotional communication from ExpressCredit. Read more »

I agree that ExpressCredit may process my personal data to send me marketing and promotional communication. I can withdraw my consent to receive marketing communication by contacting ExpressCredit. ExpressCredit's decision to conclude or not to conclude a loan agreement is not conditional on this consent.

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Loan details

Personal details

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Loan application

Summary

Loan details

Before you apply You must be employed. Unemployed and self-employed people cannot apply. Students can apply only if they are also employed.

Consent & data processing

Before you apply

You must be employed.

Unemployed and self-employed people cannot apply.

Students can apply only if they are also employed.