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Short Term Loan

Long Term Loan

How it works

Open Market loan

FAQ

Branches

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Short Term Loan

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Monday-Friday 7:00-18:00, Saturday 8:30-12:30

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ExpressCredit Botswana is a Registered non-bank Micro Financial Institution licensed and regulated by NBFIRA, license number NBFIRA 8/3/304/LA. Please note: borrowing more than you can afford to repay can lead to severe financial difficulties! Total monthly cost rate from 4.04%. The rates vary. Terms and conditions apply. ExpressCredit offers a loan from P500 to P445,000 with a repayment term from 1 to 120 months. The representative example: the loan amount of P25,000 loan, the loan term of 24 months. The interest rate is 6%. The one-time service fee is 14%. The monthly loan repayment amount is P2,513. The total cost of the loan, including all applicable fees, is P60,120. The maximum Annual Percentage Rate (APR) is 104.31%, including interest rate plus fees and other costs for a year calculated consistently with local law.

ExpressCredit.co.bw is a tradename for the registered business entity, ExpressCredit Proprietary Limited, registration number BW00000115487.

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