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Campaign Ts&Cs

1. Competition Period

This competition will run from 1 June to 29 July 2022. The period of the competition can also be subject to trade regulations. Entries will only be accepted during the competition period.

 

2. Competition Entry Process

a) For existing customers:

Share your story of how ExpressCredit has helped your dream come true and win up to P6,000 cash prize!

What you need to do:

  1. Make a video telling us how ExpressCredit has helped you.
  2. Upload to your Facebook profile and tag us: #LivingMyLife #ExpressCredit
  3. Promote, share and get more likes on Facebook.
  4. The winners will be the ones with the most likes and shares, but everyone has a chance of winning consolation prizes, which will be drawn from all the published videos.
  5. Winners will be announced on our Facebook page @expresscreditbw on 29 July 2022.
  6. Closing date: 27 July 2022.

 

b) For Facebook Users:

Tell us about your dream in a short video and stand a chance of winning up to P4,000 cash prize!

What you need to do:

  1. Make a video telling us what dream you want to make come true with ExpressCredit.
  2. Upload to your Facebook profile and tag us: #LivingMyDream #ExpressCredit
  3. Promote, share and get more likes.
  4. The winners will be the ones with the most likes and shares, but everyone has a chance of winning consolation prizes, which will be drawn from all the published videos.
  5. Winners will be announced on 29 July 2022.
  6. Closing date: 27 July 2022.
  • Three winners with the most likes and shares in each competition will be awarded with a grand prize for existing customers - P6,000 and for Facebook users - P4,000.
  • Through an Excel-based randomizer, the 5 winners (from published videos) will be awarded with consolation prizes for existing customers – P1,000 and for Facebook users – P600.
  • A final draw will be held on 29July 2022.

 

3. Winner Verification

  1. The prizes will only be awarded after successful verification of the winners, each winner must present their National I.D (Omang) /Passport for the promoter to verify their names and age.
  2. All winners must be over the age of 18 years old. Verification of age may be required prior to the awarding of any prize.
  3. The promoter reserves the right to carry out audits in respect of any winners to verify their eligibility and/or the validity of the winners’ entries. The promoter may disqualify any winners if any fraud or cheating or related activity is suspected, including without limitation, through the manipulation of entries or otherwise falsifying data. All entries, participants determined by the promoter or their agents to be invalid or ineligible will forfeit all rights to any prize and will not be compensated in any way.

 

4. Prize Forfeiture

  1. Winners must communicate their full details to the promoter, or its agent as requested by the promoter or its agent. Failure to do so may result in forfeiture of the prize.
  2. If a winner is unable to receive the prize then the entire prize shall be forfeited. There will be no compensation, in any form, including, but not limited to monetary compensation and/or rescheduling, to any party, irrespective of the reason/s for the inability of that winner to attend, receive or utilize (as applicable) the prize.
  3. Time permitting and subject to the promoter’s approval, where a prize is forfeited a substitute winner may be chosen in the same manner as the original winner was chosen.
  4. The winner is to put their forfeiture in writing either via Facebook messenger or email.
  5. Should the promoter fail to locate or contact a winner within the period of a week then the prize is forfeited.

 

5. General

  1. In the event of a dispute, the promoter’s decision is final, and binding and no correspondence will be entered.
  2. The timelines stated by the promoter must be adhered to. Failing adherence to any timeline, at any stage, may result in disqualification and forfeiture of the prize in its entirety with no compensation to any party by the promoter.
  3. The promoter will not share any personal information with any third party except where such disclosure is necessary to enable the promoter to provide, deliver or in any other way give effect to these competition rules and/or the prize, where such disclosure is permitted by law and/or where consent to the promoter sharing personal information is obtained from the winners. The promoter will comply with the relevant data protection legislation, including the Data Protection Act 2018.
  4. The promoter may make media announcements or publish the names and/or photographs of the winners without remuneration being made payable to the winners, provided that any such person may expressly elect to decline this by written communication to the promoter.
  5. The promoter will not be responsible for any costs, expenses or other liabilities incurred by the winners which are not expressly contemplated as part of the prize.
  6. These competition rules may be amended by the promoter on public notice at any time during the competition period or thereafter. These competition rules will be interpreted by the promoter only.
  7. The promoter reserves the right to alter, amend or cancel this competition in whole or in part. Any alterations, amendments or cancellations will be interpreted by the promoter only. In the event of an alteration, amendment and/or cancellation the Promoter will not compensate any individual for any reason whatsoever.
  8. By participating in the competition each participant gives the promoter consent to market its products and campaigns to a participant, using the details provided by the participant, which participants may decline by opting out via the opt-out mechanism provided on the communications.
  9. The competition will be subject to all applicable laws in force at the time during the competition period.